Return to Player
96.1%
Minimum bet
0.10
Slot category
Video Slots
Volatility
High
Reels
5
Progressive jackpot
No
Popularity rating
Maximum bet
20
Provider
Relax Gaming
Bonus features
Yes
Paylines
40
Theme
Wild West
Money Train 5 online slot game
Evan Carrington’s Casino Ideal review says Relax Gaming’s passion for train-themed slots shows no sign of slowing. Money Train 5 arrives in September 2026, returning to the classic 5x4 layout with 40 paylines seen in the first 3 online slots.
The familiar post-apocalyptic setting returns, along with the main goal of triggering free spins. Once there, players travel from station to station in search of the biggest multiplier available.
Money Train 5 Overview
| Provider | Relax Gaming |
|---|---|
| Release Date | September 2026 |
| RTP | 96.10% |
| Volatility | High |
| Maximum Win | 50,000x (Standard) / 100,000x (Ultra Mode) |
| Structure / Ways to Win | 5x4 grid with 40 fixed lines |
| Bet Range | 0.10 EUR to 20 EUR |
Theme and First Impressions
The series has already travelled through the Wild West and a post-apocalyptic future. Money Train 5 remains at the end of the world, but gives its setting a radioactive twist.
The review notes the crosshairs settling on the grid just before the nuclear missiles arrive. The audio retains the familiar Money Train feel, with a heavy, rhythmic clatter underpinning the action.
This entry refines the formula rather than reinventing it. That may suit returning fans, even if Money Train 5 lacks the immediate visual punch of Money Train 4. It’s a minor drawback.
Top Casinos to Play Money Train 5:
How Money Train 5 Plays – Base Game
Unlike its predecessor’s scatter-pays system, Money Train 5 has a 5-reel, 4-row layout with 40 fixed lines. Matching symbols must land from left to right, starting on reel one. Wins across multiple lines are added together for the total payout.
The paytable below is based on a 1 EUR bet:
| Symbol | 5 Matches | 4 Matches | 3 Matches |
|---|---|---|---|
 | 20.00x | 4.00x | 0.80x |
 | 20.00x | 4.00x | 0.80x |
 | 10.00x | 3.00x | 0.50x |
 | 9.00x | 2.50x | 0.50x |
 | 8.00x | 2.00x | 0.50x |
 | 5.00x | 1.00x | 0.20x |
 | 4.00x | 1.00x | 0.20x |
 | 3.50x | 0.70x | 0.20x |
 | 3.00x | 0.70x | 0.20x |
Money Train 5 Bonus Features
Relax Gaming has built what the review calls the series’ most layered bonus structure. With progression linked to stations, players may need to play many spins before the strongest modifiers become available.
Nuclear Wild
On any spin, a crosshair can target up to 5 reels and place nuclear bombs on them. If a bomb contributes to a winning combination, it explodes and expands, turning the entire reel into a nuclear wild.
In a 250-spin test cited by the review, the feature appeared 4 times. One trigger covered reels 1 and 3 and paid 88.30x. The review’s playful takeaway: even a nuclear apocalypse can be exciting.
Free Spins Bonus Round
Land at least 3 bonus symbols anywhere to trigger a Hold and Win-style free spins round. It starts with 3 spins, and each new symbol resets the counter to 3.
The feature starts at Station 0 on a 5x4 grid. Ticket symbols move the reels to the left, with each ticket’s value determining how many steps they travel. When a reel moves off the left side, its full value is added to the winnings and the train advances one station.
Progressing through the stations unlocks these upgrades:
| Station | Feature unlocked |
|---|---|
| Station 5 | Persistent symbols can start landing and apply their effect on every spin |
| Station 10 | An extra row is added, expanding the grid to 5x5 |
| Station 15 | Bomber and Pyromancer modifiers become active |
| Station 20 | Permanent Payer becomes available and active |
The Hold and Win round features a standard Bonus symbol that awards a prize from 1x to 10x the bet, along with several specialised characters:
- Payer: Reveals a value and adds it to every other visible symbol.
- Collector: Gathers all visible values and combines them with its own.
- Collector Payer: Selects 3 to 5 symbols, adds their values to its own, then awards the new total to each selected target.
- Sniper: Doubles the values of 3 to 8 symbols; the same target may be hit more than once.
- Necromancer: Revives one or two previously used non-persistent special symbols so they can act again.
- Arms Dealer: Turns 1 to 4 regular bonus symbols into special symbols, which immediately perform their actions.
- Absorber: Takes all regular bonus symbols and clears them from the reels.
- Ticket Master: Adds the accumulated prize total to every other visible symbol and always uses a ticket worth 1.
- Bomber: Applies a x2, x3, x4 or x5 multiplier to every visible value.
- Pyromancer: Sets a fixed Hot Zone on the train. Persistent versions of special symbols that land there become persistent, while any bonus value that lands in or is pulled into the zone is doubled.
Persistent versions of the Collector, Payer, Sniper, Collector Payer, Necromancer, Arms Dealer and Bomber may also land. Once made persistent, each repeats its effect on every spin for the rest of the round.
If the Ticket Master lands on the triggering spin, the train starts at Station 15 in the mode the game calls “Super Free Spins”.
The list may look complicated, but the core idea is simple: trigger free spins, use tickets to advance the train through stations, and reach upgrades that increase the prize potential.
Enhanced Spin and Bonus Reels
Enhanced Spin raises the wager by 50% and is designed to more than double the chance of triggering free spins. An Ultra version works similarly, but aims to trigger Ultra Free Spins.
Bonus Reels removes all regular paying symbols for selected spins, leaving only bonus symbols able to land. The standard option costs 10x the bet; the Ultra option costs 25x and targets the Ultra and Ultra Super bonuses.
Buy Feature
The Supercharge buy menu offers these options:
| Free spins mode | Cost | Starting point | Key features |
|---|---|---|---|
| Free Spins | 100x bet | Station 0 | Regular bonus |
| Ultra Free Spins | 250x bet | Station 0 | Ultra paytable, max win up to 100,000x |
| Super Free Spins | 500x bet | Station 15 | Bomber and Pyromancer active |
| Ultra Super Free Spins | 2,000x bet | Station 15 | Ultra mode, max win up to 100,000x |
Since natural free spins didn’t trigger during the session described in the review, the feature was bought 3 times. The returns were 63x, 40x and 60x. These were modest results, specific to that session.
What to Expect When Playing Money Train 5
The review records a 250-spin test at 1 EUR on desktop, using the Casino Ideal demo.
The reviewer says base-game lulls could last 10 -15 spins before anything significant happened. The balance declined gradually, with stronger wins offering only brief relief.
With free spins proving hard to trigger naturally, the feature was bought 3 times during the session. The best reported return was 63x.
The review says nuclear wilds appeared naturally 4 times, with the first around spin 66. Missiles on reels 1 and 3 helped produce the session’s biggest win: 88.30x.
Win potential and volatility
In standard mode, Money Train 5 has a 50,000x win cap, which may look modest beside the fourth instalment’s 150,000x and the third instalment’s 100,000x maximum wins.
However, many high-volatility slots have maximum wins in the 20,000x to 50,000x range. Those looking for a higher stated limit can try Ultra Mode, with a potential 100,000x win.
Money Train 5 lists an RTP of 96.10%, broadly in line with the industry average and the previous two games, but slightly below Money Train 2’s 96.40%.
The game is rated high volatility. In the reviewer’s session, the balance gradually fell as they waited for nuclear wilds or the bonus round to turn things around. It started at 5,000 EUR and ended at 4,907.30 EUR, reflecting that session alone.
Mobile Performance
The review describes tests on PC and mobile and says Relax Gaming adapted the game well to mobile. It reportedly loaded quickly and ran smoothly in both portrait and landscape, without a hitch. One minor concern was a somewhat crowded information panel on smaller screens.
How Money Train 5 Compares
Across the series, Relax Gaming seems to have given each instalment its own angle rather than simply expanding the same formula.
| Game | Provider | Volatility | Max Win | Special Features |
|---|---|---|---|---|
| Money Train 3 | Relax Gaming | Medium / High | 100,000x the bet | Respins, Money Cart Bonus (with persistent symbols) and Bonus Buy. |
| Money Train 4 | Relax Gaming | High | 150,000x the bet | Scatter pays, Respins, expanded Money Cart Bonus and Bonus Buy. |
| Money Train 5 | Relax Gaming | High | 50,000x (Standard) / 100,000x (Ultra) | Nuclear wilds, Free spins with stations, Bonus Reels and Bonus Buy. |
Money Train 4 still has the series’ highest win ceiling, while Money Train 3 offers a middle ground with traditional paylines and a substantial prize cap. Money Train 5 lowers the maximum but brings in the series’ most elaborate station-based progression.
Verdict – Is Money Train 5 Worth Playing?
The station bonus structure is Money Train 5’s standout feature, giving the series a worthwhile new direction. However, the design may nudge players toward buying the bonus when waiting for it to trigger naturally becomes frustrating.
Relax Gaming has brought back the payline format from the first 3 games, while making much of the game’s potential dependent on a demanding feature-buy menu.
It’s best suited to longtime fans who have tried the earlier releases and want a bonus system with more layers to explore.
- Play this if: You enjoy the series and want to try a new mechanic centred on stations.
- Better skip it if: Long stretches of low-paying base-game play test your patience.
- Bankroll minimum: 150 EUR.
Evan Carrington brings more than 12 years of experience in the iGaming industry, with a focus on reviewing online casinos, assessing slot games and examining player safety. Their work covers casino licensing, RTP, volatility, bonus terms and withdrawal policies. Drawing on practical testing and independent research, Evan provides clear, evidence-based reviews to help players understand gambling platforms, their features and possible risks.
