Return to player
96.29%
Minimum bet
0.01
Slot category
Video Slots
Variance level
Medium
Number of reels
5
Progressive jackpot
No
Popularity rating
Maximum bet
125
Game Provider
Microgaming
Bonus features
Yes
Paylines
25
Theme
Luxury
Loaded online slot overview
Loaded is an early Microgaming design that offers a look at the first 3D slot games and has since been upgraded to HD. The title remains popular, with a vivid theme built around spin-bet scatter multipliers, wild multipliers and free spins that add further multipliers.
Theme and Story Line
Loaded is set in the Los Angeles rap and hip-hop scene, where money is king. Its story follows a hip-hop star called ‘Triple 7’ and his luxurious world of superyachts, flashy cars, mansions, cash, DJs, gold, gangsters and pimps in eye-catching clothes.
Graphics, Sounds and Animations
Released in 2005 to celebrate the enduring hip-hop scene, Loaded combines HD 3D graphics, colourful hand-drawn artwork and an old-style Microgaming interface. This online slot game has no animations, but its simple, effective presentation is designed for desktop and mobile devices.
Instead of a soundtrack packed with hip-hop tracks, the game uses casino ambience, electronic slot sounds and the chatter of casino guests. The hip-hop atmosphere returns during free spins or when symbols land, with short hip-hop-style soundtracks marking the action.
Top Casinos to Play Loaded:
Gameplay
Loaded has a 5x3 reel layout and 25 pay lines. Wins pay left to right, with combinations of 3, 4 or 5 symbols on a pay line. The sequence must start on reel 1. Reels 2 and 3 allow a 3-symbol win; reels 4 and 5 can extend it to 4 or 5 of a kind.
Choose ‘Auto Play’ for automatic spins, press ‘Spin’ to spin manually, or use ‘Stop’ to halt the reels early. ‘View Pays’ shows all 12 symbols. The microphone-holding hand is the scatter, paying 100x, 20x, 3x or 2x the total spin bet when 5, 4, 3 or 2 appear anywhere on the reels.
In Loaded, Triple 7 is a Wild that substitutes for every symbol except the scatter. When it completes a combination as a Wild, the payout is tripled. It can also pay in combinations of 5, 4, 3 or 2 Triple 7 symbols.
Open the ‘BET’ box to select the ‘coin size’, Coins per line and the number of Lines to wager. Combination payouts in the paytable adjust automatically to your chosen betting settings.

Bonuses and Free Spins
There is one bonus free-spins round, triggered when 3 scatters land on the reels. You can then choose from 3 free-spins rounds:
- 12 free spins, with 4x multipliers
- 16 free spins, with 3x multipliers
- 24 free spins, with 2x multipliers
After a win, ‘Gamble’ lets you risk your winnings. Choose red or black to win 2x your bet, or guess the next card’s suit to win 4x your bet.
Bet Sizes, RTP and Variance
The game allows bets from 0.01 to 125.00 per spin. You can set 1 to 20 coins per line, with each coin worth 0.01 to 0.25, and select between 1 and 25 lines per spin. Its stated RTP is 96.29%, and the slot is described as having low-to-medium volatility.
Conclusion
Although Loaded dates back to 2005, it is described as being as popular as modern slot games. Triple 7’s luxurious Californian lifestyle offers an escape from reality and a glimpse into the life of an American millionaire hip-hop star. Loaded also features multipliers from Triple 7 wilds, scatter spin-bet multipliers and free spins with a choice of 4x, 3x or 2x multipliers.
Evan Carrington brings more than 12 years of experience in the iGaming industry, with a focus on reviewing online casinos, assessing slot games and examining player safety. Their work covers casino licensing, RTP, volatility, bonus terms and withdrawal policies. Drawing on practical testing and independent research, Evan provides clear, evidence-based reviews to help players understand gambling platforms, their features and possible risks.




