Regulatory Oversight
As a Swedish fintech company, Zimpler began operating after meeting requirements set by the Swedish government’s Financial Supervisory Authority, based in Stockholm. It is also reported to be supervised by Finansinspektionen.
The review states that after Sweden’s 2019 gambling-market re-regulation, Zimpler is available only at online casinos with a Swedish gambling licence.
What Zimpler Offers
The wallet is described as an intermediary between a customer’s financial provider and a casino or other merchant where they want to make a payment or withdraw funds.
- Payments and withdrawals described as fast, with flexible processing
- Transaction confirmation with a new SMS code each time
- Options to save card and/or bank details
- Real-time payments from saved payment methods
- An option to pay Zimpler within 14 days of a transaction
- Top-ups to keep a positive balance in a Zimpler account
For bills paid within 14 days, customers can use a financial instrument or Swish. The source also states that paying each bill on time increases the credit limit.
The review also describes wallet tools for tracking spending and setting limits.
- Zimpler budget (set spending limits)
- Financial Well-Being (tracks payments)
Adding Money to a Zimpler Wallet
To register, enter a phone number and create a security code; an SMS link then provides access to the account. The source says a name and address are not required. After creating an account, you can use the app to add bank, card and direct-billing payment methods.
The review lists the following methods for Zimpler deposits and withdrawals:
- bank account
- credit or debit card
- mobile billing services
After setting up your account, confirm your payment methods and use them to add funds or pay.
The source lists these partners available through the Zimpler mobile wallet:
- Tessin
- Bitpanda
- Twitch
- VISA/MasterCard
- Easy Payment Gateway
- DevCode
- BankID
- Bambora
- Heelow
Making a Casino Deposit with Zimpler
The source describes casino deposits as straightforward and sets out the process in 5 steps.
- Select a deposit amount in the casino cashier
- Choose Zimpler from the payment options
- Enter your phone number when Zimpler asks for it
- Enter the code sent by SMS
- Select the payment method you want to use
The review claims that the casino account is credited instantly and at no charge.
Withdrawing Casino Funds Through Zimpler
The review presents the newer ZimpleGo feature as a way to withdraw from an online casino. It says the service is offered only by ‘no account’ casinos, while most conventional casinos do not support Zimpler withdrawals.
Where ZimplerGo is available, the source describes a simple withdrawal process. It also claims the service verifies a customer’s identity for the casino, so customers do not need to complete a separate verification.
- Select Withdraw to Zimpler Go
- Enter your phone number
- Confirm by SMS
- The funds are added to your Zimpler balance
After the transfer, you can withdraw using the mobile wallet or leave the funds in your Zimpler account.
Potential Advantages of Zimpler
The review presents Zimpler as a payment intermediary for people looking for a quick, secure way to make transactions. It claims account creation takes less than 20 seconds and payment methods can be set up in under a minute.
Using the wallet means casino customers do not have to give the casino their credit or debit card details. The source points to this as an advantage for people who prefer not to save card information online.
The source describes deposits as instant and protected by 128-bit SSL encryption. It also claims this results in little delay and virtually no chance of a transaction being intercepted.
The review also notes deferred payment as a feature, saying users may pay up to 14 days after a Zimpler payment.
Limitations to Consider
The source identifies limited withdrawal support as the main drawback: most casinos do not list Zimpler for cash-outs. It says ZimplerGo is available at ‘no account’ casinos, whereas most casinos require customers to register and verify their accounts. The review claims there are no other disadvantages.
